10% penalty-free withdrawals beginning contract-year one
Competitive guaranteed
minimum interest rate
Bailout Feature*
15 days to 90 years (applies to both Owner and Annuitant) with a minimum single premium of $2,000
Sage Choice
New Business Submissions
Sagicor Products and Links
Sage Choice and Sagicor
*Part of the Penalty Free Withdrawal Provision is known as the “Bailout Feature”. If after the first contract year, the renewal rate is more than 1% below the initial fixed interest rate, the owner may request, within 30 days of notification, to receive the accumulation value without incurring a surrender charge or MVA. The “Bailout Feature” is only available the first time that a declared fixed interest rate is more than 1% below the contract’s initial fixed interest rate.